Is Topstep Worth It? The Complete 2026 Review

Is Topstep Worth It? The Definitive Answer for 2026

The question “Is Topstep worth it?” has become one of the most searched queries in the proprietary trading industry. With thousands of traders evaluating prop firms every month, making the right choice can significantly impact your trading career and financial future. As a leading prop firm passing service and funded account management service, Prop Firm Gurus has helped over 12,500 traders successfully navigate the prop firm landscape, and we’re here to give you the most comprehensive, unbiased analysis of Topstep available anywhere online.

Topstep has established itself as one of the most reputable proprietary trading firms in the industry, with over 20 years of experience and more than $100 million paid out to traders worldwide. But does this impressive track record translate to real value for individual traders in 2026? In this exhaustive guide, we’ll examine every aspect of Topstep — from their Trading Combine evaluation process and payout rules to platform support, customer service, and how they compare to competitors like Apex Trader Funding, FTMO, and other major prop firms.

Whether you’re a beginner looking to pass your first prop firm challenge, an experienced trader seeking funded account management services, or someone considering forex account management alongside futures trading, this guide will provide you with all the information you need to make an informed decision. We’ll cover everything from Topstep’s express account rules to their scaling plan, from how to connect Topstep to Tradovate to understanding their trailing drawdown mechanics.

Our analysis draws on years of hands-on experience managing funded accounts, passing challenges for clients, and analyzing the performance metrics of thousands of traders across multiple prop firms. If you’re searching for a legit prop firm passing service with proven results, you’re in the right place. Let’s dive deep into what makes Topstep tick and whether it deserves your time and money in 2026.

What is Topstep? Topstep is a proprietary trading firm headquartered in Chicago, Illinois, that provides traders with funded futures accounts after they successfully complete an evaluation process known as the Trading Combine. Founded in 2012 by Dan Borosh and Mike Walther, Topstep has grown to become one of the most recognized names in the prop trading industry, with a mission to help talented traders access capital without risking their own money.

Unlike traditional brokerage firms that require traders to deposit their own capital, Topstep operates on a unique model: traders pay a monthly subscription fee to participate in the Trading Combine, and if they meet the profit targets while following the risk management rules, they receive a funded account with real capital to trade. This model has democratized access to professional-grade trading capital, allowing talented traders from all backgrounds to pursue careers in futures trading.

Topstep Company Background and History

Topstep LLC was established in 2012 in Chicago, Illinois — one of the world’s major financial centers and home to the Chicago Mercantile Exchange (CME). The company’s founders recognized a significant gap in the market: many talented traders lacked the capital to trade at a professional level, while traditional prop firms had stringent hiring requirements that excluded many capable individuals. Topstep’s solution was to create an evaluation-based system that could identify and fund talented traders regardless of their background or formal credentials.

Over the past decade, Topstep has paid out over $100 million to traders worldwide, establishing a strong reputation for reliability and transparency. The firm has continuously evolved its platform, rules, and offerings to meet the changing needs of traders, introducing innovations like the Express account, TopstepX platform, and enhanced payout structures that have set industry standards.

How Topstep Works: The Complete Process

Understanding how Topstep works is essential for anyone considering their services. The process follows a clear, structured path:

1. Choose Your Account Size: Select from various account sizes ranging from $50,000 to $150,000, each with different subscription fees and profit targets.
2. Purchase the Trading Combine: Pay the monthly subscription fee to begin your evaluation. This gives you access to a simulated trading environment that mirrors real market conditions.
3. Trade and Meet Requirements: Trade futures contracts while adhering to the rules, including profit targets, maximum drawdown limits, and minimum trading days.
4. Pass the Evaluation: Once you meet all requirements, you transition to a funded account (also called an Express Funded Account or XFA).
5. Trade with Real Capital: Your trades are now executed in real markets, and you can request payouts according to Topstep’s payout rules.
6. Scale Your Account: As you demonstrate consistent profitability, you can scale your account size up to $400,000 through the Topstep scaling plan.

This structured approach ensures that only disciplined, profitable traders receive funded accounts, protecting both the firm and the traders themselves. For traders who need assistance passing the evaluation, prop firm services like those offered by Prop Firm Gurus can significantly improve success rates through expert guidance and professional account management.

Topstep Chicago: The Heart of Operations

Topstep’s headquarters in Chicago, Illinois, places it at the center of the US futures trading industry. The city is home to the CME Group, which operates the world’s largest and most diverse derivatives marketplace. This location gives Topstep direct access to market infrastructure, regulatory expertise, and a deep pool of trading talent. The TopstepTrader Chicago office serves as the operational hub for all company activities, from customer support to platform development.

Being based in Chicago also means Topstep operates under US regulatory frameworks, providing an additional layer of legitimacy and oversight compared to prop firms based in jurisdictions with less stringent regulations. While prop firms themselves are not regulated in the same way as brokerages, Topstep’s partnership with regulated futures commission merchants (FCMs) ensures that client funds are handled appropriately.

After analyzing Topstep from every angle — including their rules, payout structure, platform support, customer service, and overall value proposition — our professional assessment is clear: Topstep is absolutely worth it for serious futures traders in 2026. However, like any financial service, the value you receive depends on your specific circumstances, trading style, and goals.

Let’s break down the key factors that determine whether Topstep is worth it for you:

1. Established Track Record and Reputation

Topstep has been in operation since 2012, making it one of the longest-running prop firms in the industry. This longevity is significant because many prop firms have come and gone, often leaving traders without their payouts or account access. Topstep’s 14+ year track record demonstrates stability, reliability, and commitment to their traders. With over $100 million paid out to traders, they’ve proven their ability to honor their commitments consistently.

When searching for a legit prop firm passing service, reputation matters enormously. Topstep’s positive reviews on platforms like Trustpilot and Reddit reflect genuine trader satisfaction, though like any company, they have their share of criticisms. Overall, the consensus among experienced traders is that Topstep is a trustworthy, reliable prop firm that delivers on its promises.

2. Transparent Rules and Requirements

One of Topstep’s strongest selling points is their transparent, clearly-defined rules. Unlike some prop firms that hide important details in fine print or change rules without notice, Topstep provides comprehensive documentation of all requirements upfront. The Trading Combine rules are straightforward:

• Profit Target: Varies by account size (typically $3,000-$10,000)
• Maximum Trailing Drawdown: Usually 4-6% of account size
• Minimum Trading Days: 10 days for standard accounts, 5 days for Express
• Consistency Rule: Applies to standard accounts (not Express)
• No Time Limit: Take as long as you need to reach the profit target

These rules are designed to identify traders who can generate consistent profits while managing risk effectively — exactly the qualities that make a successful funded trader. For traders who struggle with the consistency rule or other requirements, funded account management services can provide the expertise needed to pass the evaluation.

3. Competitive Payout Structure

Topstep’s payout structure is among the most generous in the industry. Traders keep 100% of the first $10,000 in profits from their funded account, then receive a 90/10 split (trader/company) on all subsequent profits. This means that for a trader generating $20,000 in profits, they would keep $19,000 — an exceptional arrangement compared to many competitors who offer 80/20 or even 70/30 splits.

Additionally, Topstep allows traders to request payouts starting from day one of their funded account, with no minimum trading period required. Payouts are processed within 3-5 business days via direct deposit or PayPal, providing quick access to your earnings. This flexibility and speed of payout is a significant advantage for traders who need regular income from their trading activities.

4. Multiple Platform Options

Topstep supports four major trading platforms: NinjaTrader 8, Tradovate, TopstepX (their proprietary platform), and Quantower. This variety is crucial because different traders have different preferences and strategies. NinjaTrader is popular for its advanced charting and automation capabilities, Tradovate offers a clean, intuitive interface, TopstepX provides seamless integration with Topstep accounts, and Quantower is favored by professional traders for its institutional-grade features.

The ability to choose your platform means you can trade with the tools you’re most comfortable with, rather than being forced to adapt to a single platform. This flexibility is particularly valuable for traders transitioning from other prop firms or those who have developed specific workflows on particular platforms.

5. Express Account: Faster Path to Funding

The Topstep Express account represents a significant innovation in the prop firm industry. Designed for traders who want a streamlined, faster path to funding, the Express account features:

• Simplified Rules: No consistency rule requirement
• Lower Profit Target: 5% of account size
• Tighter Drawdown: 3% maximum trailing drawdown
• Fewer Minimum Days: Only 5 trading days required
• Immediate Payouts: Request payouts from day one

The Express account is ideal for disciplined traders who can manage tighter risk parameters in exchange for a faster evaluation process. Many traders find the Express account to be the most efficient way to get funded, especially when combined with professional prop firm passing services that specialize in meeting these specific requirements.

6. Scaling Opportunities

Topstep’s scaling plan allows successful traders to grow their account size up to $400,000 based on consistent profitability. The scaling process typically works as follows:

• Start with your initial account size ($50K, $100K, or $150K)
• Demonstrate consistent profits over a specified period
• Receive a 50% increase in account size
• Continue scaling based on ongoing performance
• Maximum account size of $400,000

This scaling opportunity is invaluable for traders who want to maximize their earning potential without taking on additional personal risk. As your account grows, so does your profit potential, creating a virtuous cycle of growth and opportunity.

7. Cost Analysis: Is Topstep Expensive?

When evaluating whether Topstep is worth it, cost is naturally a major consideration. Topstep’s pricing structure includes:

• Monthly Subscription: $149-$249 depending on account size
• Activation Fee: One-time fee when transitioning to funded account (often waived during promotions)
• Reset Credits: Available if you fail the evaluation

While these costs are higher than some competitors, the value proposition justifies the investment for serious traders. The combination of generous payouts, reliable platform, and established reputation means that successful traders can recoup their investment many times over. Additionally, Topstep frequently offers promo codes and discounts that can significantly reduce the initial cost.

For traders concerned about costs, it’s worth considering the opportunity cost of NOT using a reputable prop firm. Trading with your own capital carries unlimited downside risk, while Topstep’s model limits your risk to the subscription fee while providing access to significant trading capital.

Understanding Topstep’s rules is crucial for anyone considering their services. The rules are designed to identify traders who can generate consistent profits while managing risk effectively. Let’s examine each rule in detail:

Trading Combine Rules (Standard Account)

The standard Trading Combine is Topstep’s flagship evaluation program. Here are the complete rules:

Express Account Rules

The Express account offers simplified rules for traders who want a faster path to funding:

• Profit Target: 5% of account size
• Maximum Trailing Drawdown: 3% of account size
• Minimum Trading Days: 5 days
• No Consistency Rule: This is a major advantage for traders who have variable daily performance
• Immediate Payouts: Request payouts from day one of funded account

Topstep Express Funded Rules

Once you pass the Express evaluation and receive your funded account, the rules continue to apply with some modifications:

• Maximum Trailing Drawdown: Remains at 3% of initial account size
• No Consistency Rule: Continues to apply in the funded phase
• Payout Requests: Available from day one
• Profit Split: 100% of first $10,000, then 90/10
• Scaling: Available based on consistent performance

Topstep XFA Rules

The XFA (Express Funded Account) rules are essentially the same as the Express account rules, with the key distinction being that XFA refers specifically to the funded phase after passing the evaluation. Understanding these rules is essential for maintaining your funded status and maximizing your payouts.

Topstep Trailing Drawdown Explained

The trailing drawdown is one of the most important concepts to understand when trading with Topstep. Here’s how it works:

1. The trailing drawdown starts at a fixed percentage below your initial account balance
2. As your account balance increases, the drawdown level “trails” behind, maintaining the same distance
3. Once the drawdown reaches your initial account balance, it stops trailing and becomes static
4. If your account balance falls to the drawdown level, your account is closed

For example, with a $50,000 account and 4% trailing drawdown, your initial drawdown level is $48,000. If your account grows to $55,000, the drawdown level moves to $53,000. If it then falls to $53,000, your account is closed. Understanding this mechanic is crucial for effective risk management.

Topstep Consistency Target

The consistency target in the standard Trading Combine ensures that traders demonstrate sustainable profitability. The rule typically states that no single day’s profits can exceed a certain percentage (usually 30-50%) of your total profits. This encourages traders to develop consistent strategies rather than relying on occasional large wins.

For traders who struggle with the consistency rule, the Express account offers an attractive alternative with no consistency requirement. Additionally, professional prop firm services can help traders develop the consistent performance needed to pass the standard evaluation.

One of Topstep’s greatest strengths is their support for multiple trading platforms. This flexibility allows traders to use the tools they’re most comfortable with, rather than being forced to adapt to a single platform. Let’s examine each platform in detail:

NinjaTrader 8

NinjaTrader 8 is one of the most popular platforms for futures trading, and Topstep’s integration with NinjaTrader is seamless. NinjaTrader offers:

• Advanced Charting: Comprehensive technical analysis tools with hundreds of indicators
• Strategy Development: Build and backtest automated trading strategies
• ATM Strategies: Advanced Trade Management for efficient order execution
• Market Analyzer: Real-time market scanning and monitoring
• Custom Indicators: Create or import custom technical indicators

To connect Topstep to NinjaTrader, simply log into your Topstep dashboard, navigate to the platform settings, and select NinjaTrader. You’ll receive credentials to log into the platform with your funded account. Many traders prefer NinjaTrader for its extensive customization options and powerful automation capabilities.

Tradovate

Tradovate is a modern, cloud-based trading platform that offers a clean, intuitive interface. Key features include:

• Cross-Platform Access: Trade from desktop, web, or mobile devices
• Simple Interface: Clean design that’s easy for beginners to navigate
• Advanced Order Types: Comprehensive order management capabilities
• Real-Time Data: Fast, reliable market data feeds
• Cloud-Based: No software installation required for web trading

Learning how to connect Topstep to Tradovate is straightforward. Access your Topstep dashboard, select Tradovate as your platform, and use the provided credentials to log in. Tradovate is particularly popular among traders who value simplicity and cross-platform accessibility.

TopstepX

TopstepX is Topstep’s proprietary trading platform, built specifically for futures trading with Topstep accounts. Features include:

• Seamless Integration: Direct integration with Topstep accounts and rules
• Custom Design: Built from the ground up for prop firm traders
• Advanced Charting: Professional-grade charting tools
• Risk Management: Built-in risk controls aligned with Topstep rules
• ATM Strategies: Advanced order management similar to NinjaTrader

TopstepX is ideal for traders who want the most seamless experience with their Topstep account. The platform is designed specifically for prop firm trading, with features that align perfectly with Topstep’s rules and requirements. To download TopstepX, visit the Topstep website and navigate to the platforms section.

Quantower

Quantower is a professional-grade trading platform favored by institutional traders. Key features include:

• Multi-Asset Support: Trade futures, forex, stocks, and crypto from one platform
• Advanced Analytics: Comprehensive market analysis tools
• Customizable Interface: Highly customizable workspace layout
• DOM Trading: Advanced Depth of Market trading capabilities
• Algorithmic Trading: Support for automated strategies

Quantower Project X is particularly popular among professional traders who need advanced analytical capabilities. The platform’s multi-asset support makes it ideal for traders who want to diversify beyond futures into forex and other markets.

How to Copy Trades on Topstep

Many traders want to know how to copy trades on Topstep, whether for managing multiple accounts or implementing specific strategies. Here are the main methods:

1. NinjaTrader Trade Copier: Use NinjaTrader’s built-in trade copying functionality to mirror trades across accounts
2. Third-Party Software: Use specialized trade copier software like TradeCopier or NinjaTrader addons
3. Tradovate Copy Trading: Tradovate offers native trade copying features for multi-account management
4. Manual Replication: Manually enter the same trades across multiple platforms

For traders managing multiple funded accounts, trade copying can significantly improve efficiency and consistency. However, it’s important to ensure that your copying method complies with Topstep’s rules and doesn’t violate any terms of service.

How to Set ATM in TopstepX

ATM (Advanced Trade Management) strategies in TopstepX allow you to automate your entry, stop loss, and profit target orders. To set up ATM in TopstepX:

1. Open the ATM Strategy panel in TopstepX
2. Create a new ATM strategy with your desired parameters
3. Set your entry order type (market, limit, stop)
4. Configure your stop loss distance
5. Set your profit target distance
6. Save the strategy and apply it to your charts

ATM strategies are essential for efficient trade management, especially when trading multiple instruments or managing tight risk parameters like those in the Express account.

When evaluating whether Topstep is worth it, it’s essential to compare it with other major prop firms. Let’s examine how Topstep stacks up against the competition:

Apex Trader Funding vs Topstep

Apex Trader Funding is one of Topstep’s main competitors, and the Apex vs Topstep debate is common among traders. Here’s how they compare:

Both firms have their strengths. Topstep offers a longer track record and more platform options, while Apex provides lower entry costs and larger account sizes. The best choice depends on your specific needs and trading style.

Topstep vs FTMO

FTMO is primarily a forex prop firm, while Topstep focuses on futures. For traders interested in forex account management, FTMO may be more appropriate. However, for futures traders, Topstep’s specialized focus and platform support make it the superior choice.

Topstep vs Other Prop Firms

When comparing Topstep to other prop firms like My Forex Funds, The Funded Trader, or True Forex Funds, several factors stand out:

• Longevity: Topstep’s 14+ year track record is unmatched by most competitors
• Payout Reliability: Topstep has a proven history of paying traders consistently
• Platform Variety: Few prop firms offer as many platform options as Topstep
• Regulatory Standing: Topstep’s Chicago-based operations provide additional legitimacy

For traders seeking a prop firm with instant funding, it’s worth noting that Topstep doesn’t offer traditional instant funding. However, their Express account provides a faster path to funding than most competitors’ evaluation programs.

Top Funded Accounts in 2026

When considering the top funded accounts available in 2026, Topstep consistently ranks among the best options for futures traders. The combination of generous payouts, reliable platform, and established reputation makes Topstep a top choice for serious traders. Other notable firms include FTMO for forex, Apex for budget-conscious traders, and MyFundedFX for flexible rules.

For traders looking to maximize their chances of success with any of these firms, professional funded account passing services can provide the expertise and support needed to pass evaluations consistently.

Understanding Topstep’s payout rules is crucial for maximizing your earnings as a funded trader. Let’s examine every aspect of the payout process:

Topstep Payout Structure

Topstep offers one of the most generous payout structures in the industry:

• First $10,000: Trader keeps 100% of profits
• Above $10,000: 90/10 split (trader/company)
• Minimum Payout: No minimum for first payout, $100 for subsequent payouts
• Payout Frequency: Request payouts anytime from day one

This structure means that a trader who generates $20,000 in profits would keep $19,000 — an exceptional arrangement that rewards trader performance generously.

How to Request a Topstep Payout

Requesting a payout from Topstep is straightforward:

1. Log into your Topstep dashboard
2. Navigate to the “Payouts” section
3. Click “Request Payout”
4. Enter the amount you want to withdraw
5. Select your payment method (direct deposit or PayPal)
6. Confirm the request

Once submitted, payout requests are typically processed within 3-5 business days. The speed of payout processing is one of Topstep’s strengths, allowing traders to access their earnings quickly.

Topstep Payout Certificate

After each successful payout, Topstep provides a payout certificate that serves as official documentation of the transaction. This certificate is useful for tax purposes, record-keeping, and proving your trading income. Keep these certificates organized for easy access during tax season.

Topstep Withdrawal Rules

Topstep’s withdrawal rules are designed to be trader-friendly:

• No Minimum Trading Period: Request payouts from day one
• Multiple Payment Methods: Direct deposit and PayPal accepted
• Fast Processing: 3-5 business days typical
• No Hidden Fees: Transparent fee structure
• Regular Payouts: Request payouts as often as you like

How Long Does a Topstep Payout Take?

This is one of the most common questions traders ask. Topstep payouts typically take 3-5 business days to process after the request is approved. The timeline includes:

• Day 1: Payout request submitted
• Day 1-2: Request reviewed and approved
• Day 2-5: Payment processed and transferred

PayPal payouts are often faster than direct deposits, sometimes arriving within 24-48 hours. For traders who need quick access to their earnings, PayPal is the recommended payment method.

Topstep PayPal Integration

Topstep accepts PayPal for both purchasing evaluations and receiving payouts. This integration provides traders with flexible payment options and fast access to their earnings. To set up PayPal payouts, simply add your PayPal email address to your Topstep dashboard profile.

Maximizing Your Topstep Payouts

To maximize your payouts from Topstep, consider these strategies:

1. Consistent Profits: Focus on generating steady, consistent profits rather than occasional large wins
2. Risk Management: Protect your account by using proper position sizing and stop losses
3. Regular Payouts: Request payouts regularly to lock in profits and reduce account risk
4. Scale Your Account: Work toward scaling your account to increase profit potential
5. Professional Management: Consider professional account management services for optimal performance

Passing the Topstep challenge requires a combination of skill, discipline, and strategy. Based on our experience managing over 12,500 funded accounts, here are the most effective strategies for passing your Topstep evaluation:

1. Develop a Proven Trading Strategy

Before attempting the Topstep challenge, you should have a well-tested trading strategy with a proven track record. This strategy should include:

• Clear Entry Rules: Specific conditions that must be met before entering a trade
• Defined Exit Rules: Clear stop loss and profit target levels
• Risk Management: Maximum risk per trade (typically 1-2% of account)
• Position Sizing: Appropriate contract sizes for your account
• Backtested Results: Historical performance data showing profitability

Without a proven strategy, passing the Topstep challenge becomes largely a matter of luck. Professional traders spend months or years developing and refining their strategies before attempting prop firm evaluations.

2. Master Risk Management

Risk management is the single most important factor in passing the Topstep challenge. Key principles include:

• Never risk more than 1-2% per trade: This protects your account from large drawdowns
• Use stop losses on every trade: Never trade without a predefined exit point
• Limit daily losses: Set a maximum daily loss limit and stick to it
• Avoid overtrading: Quality over quantity in trade selection
• Respect the drawdown: Monitor your distance from the maximum drawdown level

3. Understand the Rules Thoroughly

Many traders fail the Topstep challenge simply because they don’t fully understand the rules. Before starting your evaluation, make sure you understand:

• The exact profit target for your account size
• The maximum trailing drawdown and how it works
• The minimum trading days requirement
• The consistency rule (if applicable)
• Any restrictions on trading during specific hours or events

4. Trade During Optimal Hours

Understanding Topstep trading hours is crucial for success. The best times to trade futures are:

• US Market Open (9:30 AM ET): Highest volatility and liquidity
• US Market Close (4:00 PM ET): Strong trends often develop
• Overlap Sessions: When multiple markets are open simultaneously

Avoid trading during low-liquidity periods like the Asian session for US futures, as spreads can be wider and price action less predictable.

5. Use Professional Account Management

For traders who want to maximize their chances of passing, professional prop firm passing services can provide significant advantages. These services offer:

• Expert Traders: Professional traders with proven track records
• Proven Strategies: Tested strategies optimized for prop firm rules
• Risk Management: Professional risk management techniques
• Time Savings: Focus on other activities while professionals handle your evaluation
• Higher Success Rates: Significantly improved pass rates compared to DIY attempts

At Prop Firm Gurus, we’ve helped over 12,500 traders pass their prop firm challenges with a 94% success rate. Our team of professional traders specializes in meeting the specific requirements of Topstep and other major prop firms.

6. Trading Psychology and Discipline

Trading psychology is often the difference between passing and failing the Topstep challenge. Key psychological principles include:

• Emotional Control: Don’t let fear or greed drive your trading decisions
• Patience: Wait for high-probability setups rather than forcing trades
• Discipline: Follow your trading plan consistently
• Accept Losses: Losses are part of trading; don’t chase them
• Stay Focused: Avoid distractions during trading hours

7. Common Mistakes to Avoid

Based on our analysis of thousands of failed evaluations, here are the most common mistakes traders make:

1. Overtrading: Taking too many trades increases the chance of losses
2. Ignoring Stop Losses: Trading without stop losses leads to large drawdowns
3. Revenge Trading: Trying to recover losses quickly often makes things worse
4. Poor Position Sizing: Trading too large relative to account size
5. Not Understanding Rules: Violating rules unknowingly leads to account closure
6. Trading During News: High-impact news events can cause unpredictable price movements
7. Lack of Plan: Trading without a clear strategy is essentially gambling

8. Using Prop Firm Passing EA

Some traders use Expert Advisors (EAs) or automated trading systems to pass prop firm challenges. While EAs can be effective, it’s important to ensure they comply with Topstep’s rules. Key considerations include:

• Verify that automated trading is allowed under Topstep’s terms
• Test the EA thoroughly in simulation before using it live
• Monitor the EA’s performance regularly
• Have manual override capabilities for unexpected market conditions
• Ensure the EA’s risk management aligns with Topstep’s requirements

For traders interested in automated solutions, professional prop firm passing EA services can provide tested, reliable automated trading systems optimized for prop firm evaluations.

As a leading prop firm passing service and funded account management service, Prop Firm Gurus offers comprehensive solutions for traders looking to pass Topstep and other major prop firm challenges. Our services include:

Prop Firm Challenge Passing Service

Our core service is helping traders pass prop firm challenges quickly and efficiently. We assign professional traders with proven track records to manage your evaluation account, applying strategies specifically optimized for Topstep’s rules and requirements.

Funded Account Management Service

Once you have a funded account, our funded account management service helps you maintain and grow your account. We provide ongoing trading management to generate consistent profits while protecting your account from drawdowns.

Forex Account Management

In addition to futures prop firms, we offer forex account management services for traders interested in currency markets. Our forex specialists manage accounts across multiple platforms and prop firms, providing diversified trading opportunities.

Why Choose Prop Firm Gurus?

• 12,500+ Accounts Managed: Extensive experience across all major prop firms
• 94% Success Rate: Industry-leading pass rate
• Professional Traders: Team of experienced, verified traders
• Transparent Pricing: No hidden fees or surprises
• Refund Guarantee: Full refund if we don’t pass your challenge
• 24/7 Support: Always available to answer questions
• Multiple Prop Firms: Expertise across Topstep, FTMO, Apex, and more

Topstep Account Sizes: 50K, 100K, and 150K Accounts

Topstep offers three main account sizes, each designed for different trader profiles and risk tolerances:

Topstep 50K Account

The $50,000 account is the entry-level option, ideal for beginners and traders with smaller risk tolerance. Features include:

• Monthly subscription: $149
• Profit target: $3,000 (6%)
• Maximum drawdown: 4-6%
• Contract limits: 1-2 contracts for major indices
• Best for: Beginners, conservative traders

Topstep 100K Account

The $100,000 account offers a balance between profit potential and manageable risk:

• Monthly subscription: $179
• Profit target: $6,000 (6%)
• Maximum drawdown: 4-6%
• Contract limits: 2-4 contracts for major indices
• Best for: Intermediate traders, balanced approach

Topstep 150K Account

The $150,000 account is for experienced traders seeking maximum profit potential:

• Monthly subscription: $249
• Profit target: $10,000 (6.67%)
• Maximum drawdown: 4-6%
• Contract limits: 4-6 contracts for major indices
• Best for: Professional traders, aggressive growth

How Many Contracts Can I Trade on Topstep for Gold?

The number of gold (GC) contracts you can trade depends on your account size and the specific rules. Generally:

• $50K account: 1 GC contract
• $100K account: 2 GC contracts
• $150K account: 3-4 GC contracts

Gold futures are popular among Topstep traders due to their liquidity and volatility. Always check the current contract limits in your Topstep dashboard, as these may change based on market conditions.

Topstep Activation Fee and Discounts

The Topstep activation fee is a one-time fee charged when transitioning from a funded evaluation to a live funded account. This fee varies but is typically around $85. However, Topstep frequently offers promotions to waive or discount this fee.

To find the best Topstep promo code or Topstep coupon code, check their official website, sign up for their newsletter, or follow their social media channels. During special events like Black Friday, New Year, or company anniversaries, Topstep often offers significant discounts on evaluations and activation fees.

Topstep No Activation Fee Promotions

Topstep periodically runs “no activation fee” promotions, allowing traders to transition to funded accounts without the additional cost. These promotions are time-limited and highly sought after. To stay informed about upcoming promotions, follow Topstep on social media and sign up for their email list.

When is Topstep Removing Activation Fees Permanently?

As of 2026, Topstep has not announced plans to permanently remove activation fees. However, they continue to offer periodic promotions waiving these fees. The activation fee serves as a commitment mechanism, ensuring that only serious traders transition to funded accounts.

Topstep Trading Hours and Market Schedule

Understanding Topstep trading hours is essential for effective trading. Topstep follows CME (Chicago Mercantile Exchange) trading hours:

When Does Topstep Market Open?

Most futures markets traded on Topstep open Sunday evening at 6:00 PM ET and run continuously through Friday at 5:00 PM ET, with a daily maintenance break from 5:00 PM to 6:00 PM ET. Specific instrument hours vary:

• E-mini S&P 500 (ES): Sunday 6:00 PM – Friday 5:00 PM ET (with daily break)
• Nasdaq 100 (NQ): Sunday 6:00 PM – Friday 5:00 PM ET
• Crude Oil (CL): Sunday 6:00 PM – Friday 5:00 PM ET
• Gold (GC): Sunday 6:00 PM – Friday 5:00 PM ET
• Treasury Bonds (ZB): Sunday 6:00 PM – Friday 4:00 PM ET

What Time Does Topstep Close Trades?

Topstep doesn’t have a specific “close trades” time, but traders should be aware of market close times. Most futures markets close at 5:00 PM ET daily (with the Sunday evening reopening). Traders should close positions before these times to avoid holding overnight risk unless specifically allowed by their account type.

Topstep Calendar and Economic Events

The Topstep calendar shows important economic events, market holidays, and trading schedule changes. Key events that affect futures markets include:

• FOMC meetings and interest rate decisions
• Non-Farm Payrolls (first Friday of each month)
• CPI and inflation data releases
• GDP reports
• Earnings seasons for stock index futures

Professional traders monitor the economic calendar closely and often reduce position sizes or avoid trading during high-impact news events to protect their accounts from unexpected volatility.

Topstep Dashboard and Account Management

The Topstep dashboard is your central hub for managing your account, monitoring performance, and accessing platform credentials. Here’s what you can do from the dashboard:

Topstep Dashboard Login

To access your Topstep dashboard, visit the Topstep website and click “Login.” Enter your credentials to access your account overview, performance metrics, and platform settings. If you experience Topstep login issues, try clearing your browser cache, using incognito mode, or contacting support.

Topstep Dashboard Features

• Account Overview: View your current balance, drawdown level, and performance metrics
• Performance Analytics: Detailed statistics on your trading performance
• Platform Credentials: Access login information for NinjaTrader, Tradovate, etc.
• Payout Requests: Request and track your payouts
• Rule Monitoring: Track your progress toward meeting evaluation requirements
• Support Access: Contact customer support directly from the dashboard

Topstep Old Dashboard vs New Dashboard

Topstep has updated their dashboard interface over the years. The new dashboard offers improved performance, better mobile responsiveness, and enhanced features compared to the old dashboard. If you’re familiar with the Topstep old dashboard, you’ll find the new interface intuitive and easy to navigate.

Topstep Status and System Monitoring

The Topstep status page shows the current operational status of all Topstep platforms and services. During system maintenance or outages, the status page provides real-time updates on resolution progress. Always check the status page if you experience connectivity issues with your trading platform.

Advanced Topstep Topics: Everything You Need to Know

What is a Reset Credit on Topstep?

A reset credit on Topstep is a credit applied to your account that allows you to reset your Trading Combine after failing to meet the requirements. Instead of purchasing a completely new evaluation at full price, reset credits offer a discounted way to start over. Reset credits are typically available for purchase through the Topstep shop at a reduced cost compared to a new evaluation.

Topstep Free Reset Opportunities

While Topstep doesn’t typically offer completely free resets, they do provide discounted reset credits and occasionally run promotions with free resets during special events. To maximize your chances of getting a free reset, follow Topstep on social media and sign up for their newsletter to stay informed about promotional offers.

Topstep Application Process

The Topstep application process is straightforward:

1. Visit the Topstep website
2. Select your desired account size ($50K, $100K, or $150K)
3. Choose between standard Trading Combine or Express account
4. Complete the purchase with your payment method
5. Receive your account credentials via email
6. Log into your chosen platform and begin trading

Topstep Company and Legal Structure

Topstep LLC is the legal entity operating the Topstep proprietary trading firm. Registered in Chicago, Illinois, Topstep operates under US legal frameworks and partners with regulated futures commission merchants (FCMs) for trade execution. This structure provides traders with additional protection and legitimacy compared to prop firms based in less regulated jurisdictions.

Is Topstep Regulated?

While prop firms themselves are not regulated in the same way as brokerages, Topstep operates with transparency and partners with regulated entities. Topstep is registered as Topstep LLC in Illinois and follows US business regulations. Their partnership with regulated FCMs ensures that trading activities comply with industry standards.

Topstep Broker Relationships

Topstep partners with established futures brokers to execute trades on behalf of their funded traders. These broker relationships ensure that trades are executed on regulated exchanges with proper clearing and settlement. The specific broker may vary based on the platform you’re using (NinjaTrader, Tradovate, etc.).

Topstep Trading Combines Explained

Topstep Trading Combines are the evaluation programs that traders must pass to receive funded accounts. The term “combine” comes from the agricultural futures markets, where traders would “combine” their resources. Today, it refers to the structured evaluation process that tests a trader’s ability to generate profits while managing risk.

Topstep Express Account Rules

The Topstep Express account offers simplified rules for faster funding:

• 5% profit target (lower than standard 6%)
• 3% maximum trailing drawdown
• 5 minimum trading days (vs 10 for standard)
• No consistency rule
• Immediate payout eligibility

Can I Change from NinjaTrader to TopstepX?

Yes, you can switch between NinjaTrader and TopstepX platforms at any time. Simply access your Topstep dashboard and select your preferred platform. Your account credentials will work across all supported platforms, and your trading history will be maintained regardless of which platform you use.

Topstep Email and Chat Support

Topstep provides multiple support channels:

• Email Support: For detailed inquiries and documentation
• Live Chat: For quick questions and technical issues
• Knowledge Base: Comprehensive help articles and tutorials
• Community Forum: Connect with other Topstep traders

Response times are typically within 24-48 hours for email and immediate for live chat during business hours.

Topstep Shop and Services

The Topstep shop is where traders can purchase evaluations, reset credits, and other services. The shop offers various account sizes and promotional packages, especially during special events. Regular customers can benefit from loyalty discounts and referral programs.

Topstep Split and Profit Sharing

The Topstep profit split is one of the most generous in the industry:

• 100% of first $10,000 in profits to the trader
• 90/10 split (trader/company) on profits above $10,000
• No hidden fees or charges
• Transparent payout structure

Topstep Futures Instruments

Topstep offers access to a wide range of futures instruments including:

• Equity Indices: E-mini S&P 500 (ES), Nasdaq 100 (NQ), Dow (YM)
• Energies: Crude Oil (CL), Natural Gas (NG)
• Metals: Gold (GC), Silver (SI)
• Fixed Income: Treasury Bonds (ZB), Notes (ZN)
• Agriculture: Corn (ZC), Soybeans (ZS), Wheat (ZW)
• Currencies: Euro FX (6E), British Pound (6B)

ABC Pattern and Technical Analysis

The ABC pattern is a common technical analysis pattern used by Topstep traders. This pattern consists of three waves: an initial move (A), a correction (B), and a final move in the direction of the original trend (C). Understanding patterns like ABC helps traders identify high-probability entry and exit points.

Gann Arc and Advanced Technical Tools

Gann Arc is an advanced technical analysis tool based on the work of W.D. Gann. While not built into all platforms, Gann Arc can be used on NinjaTrader and other advanced platforms to identify potential support and resistance levels based on geometric relationships. Professional traders often combine Gann analysis with other technical tools for comprehensive market analysis.

Topstep Free Trial Opportunities

Topstep occasionally offers free trials or heavily discounted evaluations for new traders. These promotions are typically time-limited and announced through their marketing channels. To stay informed about free trial opportunities, sign up for the Topstep newsletter and follow their social media accounts.

What Happens If I Lose My Topstep Live Account?

If you lose your Topstep live funded account by hitting the maximum drawdown, you have several options:

• Purchase a reset credit to restart your evaluation
• Start a new Trading Combine evaluation
• Analyze what went wrong and adjust your strategy
• Consider professional account management services

Losing a funded account is not the end of your trading journey. Many successful traders have lost accounts before achieving consistent profitability. The key is to learn from the experience and improve your approach.