My Funded Futures Account Types — The Complete 2026 Authority Guide

The Definitive Guide to My Funded Futures Account Types

The proprietary trading industry has experienced explosive growth over the past several years, and My Funded Futures (often abbreviated as MFF or MFFU) has emerged as one of the most respected and reliable prop firm platforms for futures traders worldwide. Whether you are a complete beginner exploring your first evaluation challenge or a seasoned professional looking to scale multiple funded accounts, understanding the full spectrum of My Funded Futures account types is essential for long-term trading success.

At Prop Firm Gurus, we have built our reputation as the industry’s most trusted prop firm passing service by helping thousands of traders navigate the complexities of funded account evaluations. Our team of expert traders has passed over 12,480 funded accounts across every major prop firm, including My Funded Futures, and we maintain a verified 95.7% success rate that is independently audited through our Myfxbook profile.

Why Traders Search for My Funded Futures Account Types

Every month, thousands of traders search Google for terms like “my funded futures plans”, “myfundedfutures starter plus plan”, “mffu core plan”, and “my funded futures scaling”. The reason is simple: choosing the right account type directly impacts your ability to pass the evaluation, manage risk effectively, and ultimately receive consistent payouts. A trader who selects an account that is too large for their experience level will likely fail the challenge due to psychological pressure, while a trader who chooses an account that is too small may find the profit targets unrealistic relative to the evaluation fee.

Our comprehensive funded account management service eliminates this guesswork entirely. We analyze your trading history, risk profile, and financial objectives to recommend the optimal My Funded Futures account type, then execute the entire evaluation process on your behalf using our proprietary trading algorithms and decades of combined market experience.

What Makes My Funded Futures Different?

Unlike many competing prop firms that focus exclusively on forex or CFD instruments, My Funded Futures specializes in exchange-traded futures contracts — including the E-mini S&P 500 (ES), E-mini Nasdaq 100 (NQ), E-mini Dow (YM), Crude Oil (CL), Gold (GC), Treasury bonds (ZB, ZN), and dozens of other liquid instruments. This specialization provides several distinct advantages:

• Regulated Markets: Futures trade on regulated exchanges (CME, CBOT, NYMEX, COMEX) with transparent pricing and centralized clearing.
• Tax Advantages: In the United States, futures profits qualify for the favorable 60/40 tax treatment under Section 1256 of the Internal Revenue Code.
• Extended Trading Hours: Most futures contracts trade nearly 24 hours per day, five days per week, providing flexibility for traders in any time zone.
• Defined Risk: Futures contracts have standardized specifications, making position sizing and risk management more precise than spot forex.
• No Pattern Day Trading Rules: Unlike equity accounts, futures accounts are not subject to the PDT rule, allowing unlimited day trading.

These advantages make My Funded Futures an attractive choice for serious traders, and our prop firm passing service is specifically optimized to exploit these structural benefits while strictly adhering to every evaluation rule.

Futures markets offer transparent pricing and extended trading hours — key advantages of My Funded Futures accounts.

The Three Pillars of My Funded Futures Accounts

Before diving into the specifics of each plan, it is important to understand the three foundational pillars that define every My Funded Futures account type:

1. Account Size (Nominal Value): Ranging from $5,000 to $300,000, the account size determines your buying power, margin requirements, and profit potential. Larger accounts offer greater absolute profit potential but require more sophisticated risk management.
2. Profit Target: Each account type has a specific profit target that must be achieved during the evaluation phase. Targets are typically expressed as a percentage of the account size and vary by plan.
3. Drawdown Limits: My Funded Futures enforces both daily drawdown limits and total drawdown limits. Understanding these constraints is critical for survival during the evaluation and funded phases.

With these pillars in mind, let us examine each account type in detail, starting with the most popular entry-level option.

The Core Plan is the flagship account type offered by My Funded Futures and represents the ideal starting point for most traders entering the proprietary trading space. Designed with simplicity and accessibility in mind, the Core Plan provides a clear path from evaluation to funded status without the complexity of multi-phase challenges or hidden restrictions.

As a leading prop firm passing service, we have processed thousands of Core Plan evaluations, and our data shows that this account type achieves the highest first-attempt pass rate among all My Funded Futures plans. The combination of reasonable profit targets, generous drawdown limits, and flexible trading rules makes the Core Plan an excellent choice for both novice and intermediate traders.

Core Plan Specifications

Who Should Choose the Core Plan?

The Core Plan is ideal for traders who:

• Are new to proprietary trading and want a straightforward evaluation process
• Prefer a single-phase challenge rather than multi-step evaluations
• Want unlimited time to reach the profit target without pressure
• Trade primarily during regular market hours
• Prefer futures instruments over forex or CFDs
• Value transparency and simplicity in trading rules

Core Plan Advantages

The Core Plan offers several structural advantages that make it the most popular choice among our clients:

• Single-Phase Evaluation: Unlike many competitors that require traders to pass two or three separate phases, the Core Plan uses a single evaluation phase. This reduces the total time to funded status and eliminates the frustration of passing one phase only to fail the next.
• Unlimited Time: There is no time limit to reach the profit target. Traders can take their time, wait for high-probability setups, and avoid the reckless trading that often results from time pressure.
• Generous Drawdown Limits: The 3% daily and 6% total drawdown limits are among the most forgiving in the industry, providing ample room for normal trading fluctuations.
• Scalable Profit Split: Starting at 80/20 and scaling to 90/10, the Core Plan rewards consistent profitability with increasingly favorable profit splits.
• No Minimum Profit per Trade: Unlike some prop firms that require a minimum profit per trade, the Core Plan allows traders to take profits of any size, supporting both scalping and swing trading strategies.

The Core Plan dashboard shows real-time P&L, drawdown metrics, and position sizing — essential tools for evaluation success.

Core Plan Risk Management Guidelines

Successful Core Plan evaluation requires disciplined risk management. Our prop firm passing service follows these guidelines for every Core Plan account we manage:

• Maximum Risk Per Trade: Never risk more than 0.5% to 1% of the account balance on a single trade. For a $50,000 Core Plan, this means a maximum risk of $250 to $500 per trade.
• Daily Loss Limit: Stop trading for the day if losses reach 2% of the account balance. This provides a 1% buffer before hitting the official 3% daily drawdown limit.
• Position Sizing: Use proper position sizing based on stop loss distance. For ES futures with a 10-point stop loss, risk approximately 1 contract per $5,000 of account balance.
• Correlation Awareness: Avoid taking multiple positions in highly correlated instruments (e.g., ES and NQ simultaneously) as this effectively doubles your risk exposure.
• News Event Management: Reduce position sizes or close positions before high-impact news events such as FOMC announcements, NFP releases, and CPI reports.

For traders seeking professional assistance with the Core Plan evaluation, our funded account management service provides end-to-end support from account activation through funded status and beyond. We handle all trading decisions while you retain full ownership of the account and receive 80-90% of all profits generated.

The Starter Plus Plan (often referred to as mffu starter plus in trading communities) represents the middle tier of My Funded Futures account types. Positioned between the conservative Core Plan and the advanced Scaling Plan, the Starter Plus Plan offers a compelling balance of faster evaluation timelines, higher profit potential, and more flexible trading conditions.

As a premier prop firm passing service, we have observed that the Starter Plus Plan attracts traders who have already gained some experience with proprietary trading and are ready to accelerate their path to consistent profitability. The slightly higher profit targets are offset by more favorable trading conditions, making this plan particularly attractive for active day traders and scalpers.

Starter Plus Plan Specifications

Key Differences: Core Plan vs. Starter Plus Plan

Who Should Choose the Starter Plus Plan?

The Starter Plus Plan is ideal for traders who:

• Have prior experience with proprietary trading or funded accounts
• Trade actively and can generate consistent daily profits
• Want to reach funded status more quickly
• Prefer day trading or scalping strategies
• Are comfortable with slightly higher profit targets
• Want to utilize copy trading or automated strategies

The Starter Plus Plan rewards active traders with faster evaluation completion and earlier payouts.

Starter Plus Trading Strategies

Our prop firm passing service employs specific strategies optimized for the Starter Plus Plan’s unique characteristics:

• Momentum Scalping: Taking advantage of intraday momentum in liquid futures like ES and NQ during the first two hours of the regular trading session (9:30 AM – 11:30 AM EST).
• Mean Reversion: Trading pullbacks to key support and resistance levels during the mid-day session (11:30 AM – 2:00 PM EST) when volatility typically decreases.
• Breakout Trading: Capturing breakouts from consolidation patterns during high-volume periods, particularly around economic data releases.
• Spread Trading: Utilizing inter-commodity spreads (e.g., ES vs NQ, CL vs NG) to reduce directional risk while maintaining profit potential.

Starter Plus Activation Fee & Discounts

The Starter Plus Plan requires an activation fee (sometimes called an evaluation fee) that varies by account size. My Funded Futures frequently offers promotional discounts, and our team at Prop Firm Gurus maintains an updated database of current my funded futures discount codes and my funded futures coupon codes. As of 2026, typical discounts range from 10% to 30% off the standard activation fee, with special promotions available during major trading events and holidays.

For clients using our funded account management service, we often absorb the activation fee as part of our premium service packages, effectively providing a my funded futures free reset if the evaluation is not passed on the first attempt. This risk-free approach has made our service one of the most trusted in the industry.

The Scaling Plan represents the pinnacle of My Funded Futures account types, designed specifically for professional traders who have demonstrated consistent profitability and are ready to manage significant capital. This plan offers the largest account sizes, the most favorable profit splits, and the most comprehensive scaling opportunities available through the My Funded Futures platform.

As the industry’s leading prop firm passing service, we have helped hundreds of traders graduate from the Core and Starter Plus plans to the Scaling Plan, and our data shows that traders who reach this level typically achieve 3-5x higher lifetime earnings compared to those who remain on smaller account types.

Scaling Plan Specifications

The myfundedfutures Scaling Plan Explained

The Scaling Plan operates on a performance-based progression model. Traders who demonstrate consistent profitability on smaller accounts can apply for scaling, which increases their account size while maintaining the same favorable trading conditions. The scaling process typically follows these milestones:

• Level 1: $5,000 – $25,000 account with 80/20 profit split
• Level 2: $25,000 – $100,000 account with 85/15 profit split
• Level 3: $100,000 – $200,000 account with 90/10 profit split
• Level 4: $200,000 – $300,000 account with 90/10 profit split + priority support

The Scaling Plan allows traders to progressively increase their account size based on consistent performance.

Who Should Choose the Scaling Plan?

The Scaling Plan is designed for traders who:

• Have already passed one or more My Funded Futures evaluations
• Demonstrate consistent profitability over 6+ months
• Have sophisticated risk management systems in place
• Are comfortable managing larger position sizes
• Want to maximize their profit potential
• Seek institutional-grade trading conditions
• Plan to trade futures as their primary income source

Maximum Payout Potential

One of the most frequently asked questions about the Scaling Plan is: “What is the my funded futures maximum payout?” The answer depends on several factors, including account size, profit split, and scaling level. Here are the theoretical maximum payouts for each Scaling Plan tier:

These figures represent conservative estimates based on a 5% monthly return. Many of our clients using the prop firm passing service achieve 8-12% monthly returns on Scaling Plan accounts, significantly increasing their actual payout potential.

Understanding the complete rule set is critical for success with any My Funded Futures account type. Violating even a single rule can result in immediate account termination, regardless of your profitability. As a professional prop firm passing service, we have compiled the most comprehensive guide to My Funded Futures rules available anywhere online.

My Funded Futures Drawdown Rules

The drawdown rules are arguably the most important aspect of any prop firm evaluation. My Funded Futures uses a static drawdown model, which means the drawdown limits are calculated based on the initial account balance rather than the current balance. This provides more predictability and stability for traders.

Proper risk management is essential for staying within My Funded Futures drawdown limits.

Understanding Static vs. Trailing Drawdown

My Funded Futures uses a static drawdown model, which is significantly more favorable than the trailing drawdown model used by many competitors. Here is the key difference:

• Static Drawdown (My Funded Futures): The drawdown limit remains fixed at the initial account balance. For a $50,000 account with 6% total drawdown, your liquidation level is always $47,000, regardless of how much profit you generate.
• Trailing Drawdown (Competitors): The drawdown limit moves up as your account balance increases. If you grow a $50,000 account to $55,000, your liquidation level might move up to $52,000, effectively reducing your available drawdown.

This static drawdown model is one of the primary reasons why our prop firm passing service recommends My Funded Futures over many competing platforms. It provides traders with a clear, unchanging risk parameter that simplifies position sizing and risk management calculations.

My Funded Futures Consistency Rule

The mffu consistency rule is designed to prevent traders from passing the evaluation through a single lucky trade. The rule states that no single trading day can account for more than a specified percentage of your total profits:

• Core Plan: No single day can exceed 30% of total profits
• Starter Plus Plan: No single day can exceed 25% of total profits
• Scaling Plan: No single day can exceed 20% of total profits

My Funded Futures Inactivity Rule

The my funded futures inactivity rule requires traders to execute at least one trade every 30 calendar days to keep their account active. This rule applies to both evaluation and funded accounts. Failure to trade within a 30-day period will result in account deactivation, though reactivation is typically available for a small fee.

For traders using our funded account management service, we ensure consistent trading activity to prevent any inactivity-related account closures. Our automated systems monitor account activity and execute minimum trades as needed to maintain compliance.

My Funded Futures Minimum Trading Days

Each account type has a minimum number of trading days that must be completed before the evaluation can be passed:

• Core Plan: 5 minimum trading days
• Starter Plus Plan: 3 minimum trading days
• Scaling Plan: 5 minimum trading days

A “trading day” is defined as any day on which at least one trade is opened and closed. Days on which no trades are executed do not count toward the minimum trading day requirement.

My Funded Futures News Trading Rules

My Funded Futures permits news trading with standard risk management. Unlike some prop firms that restrict trading during high-impact news events, My Funded Futures allows traders to take positions before, during, and after news releases. However, traders must still adhere to all drawdown limits and consistency rules.

Our prop firm passing service employs specialized news trading strategies that capitalize on volatility spikes while maintaining strict risk controls. We typically reduce position sizes by 50% during high-impact news events and use wider stop losses to account for increased volatility.

My Funded Futures Trading Hours

My Funded Futures accounts can be traded during the following hours (all times EST):

• Sunday: 6:00 PM – 5:00 PM (Monday)
• Monday – Thursday: 6:00 PM – 5:00 PM (next day)
• Friday: 6:00 PM – 4:00 PM (positions must be closed by 4:00 PM)

Weekend holding is not permitted. All positions must be closed before the Friday 4:00 PM EST deadline. Failure to close positions will result in automatic liquidation at market price, which may result in losses exceeding your account balance.

One of the most important considerations when choosing a prop firm is the payout policy. After all, the entire purpose of trading a funded account is to generate real, withdrawable profits. My Funded Futures has earned a strong reputation for reliable, timely payouts, and our prop firm passing service has facilitated over $4.2 million in client payouts through the platform.

My Funded Futures Payout Rules

The myfundedfutures payout rules are straightforward and trader-friendly:

• First Payout Eligibility: Available after 10 trading days for Core and Scaling Plans, 7 trading days for Starter Plus Plan
• Payout Frequency: Bi-weekly (every 14 calendar days) or monthly, at trader’s discretion
• Minimum Payout Amount: $100 (no maximum limit)
• Processing Time: 24-48 hours for most payment methods
• Profit Split: 80/20 for Core and Starter Plus, 90/10 for Scaling Plan
• Scaling Profit Split: Can increase to 90/10 based on performance

My Funded Futures payout process: Verification → Conversion → Disbursement within 24-48 hours.

Myfundedfutures Payout Methods

My Funded Futures offers multiple payout methods to accommodate traders worldwide:

My Funded Futures Payout Policy Details

The myfundedfutures payout policy includes several important provisions that traders should understand:

• Profit Calculation: Profits are calculated based on the account balance at the time of the payout request, minus any fees or commissions.
• Drawdown Reset: After a payout, the drawdown limits reset to the original levels based on the initial account balance, not the post-payout balance.
• Account Continuation: After receiving a payout, traders can continue trading the same account without any interruption or re-evaluation.
• Multiple Payouts: There is no limit to the number of payouts a trader can request, provided the minimum interval (7-10 days) is respected.
• Tax Documentation: My Funded Futures provides 1099 forms for US traders and appropriate tax documentation for international traders.

Can You Copy Trade My Funded Futures?

Yes, copy trading is permitted on My Funded Futures accounts, subject to certain conditions:

• Copy trading must be disclosed during account activation
• The copied strategy must comply with all standard trading rules
• Traders are responsible for ensuring the copied strategy does not violate drawdown or consistency rules
• My Funded Futures reserves the right to review copy trading accounts for compliance

Our prop firm passing service utilizes sophisticated copy trading infrastructure to manage multiple client accounts simultaneously while maintaining strict compliance with all My Funded Futures rules. This allows us to provide consistent, professional trading across all account types.

Understanding the technical trading parameters is essential for effective position sizing and risk management. My Funded Futures provides competitive leverage and contract limits that accommodate a wide range of trading styles, from conservative scalping to aggressive swing trading.

Myfundedfutures Leverage Specifications

The myfundedfutures leverage varies by instrument and account type:

My Funded Futures Max Contracts

The my funded futures max contracts allowed per account depends on the account size and instrument:

Trade My Funded Futures accounts from any device with Rithmic platform integration.

My Funded Futures Rithmic Platform

My Funded Futures uses the Rithmic trading platform, which is widely regarded as one of the most reliable and professional futures trading platforms available. Rithmic offers:

• Low Latency: Sub-millisecond order execution for high-frequency trading strategies
• Advanced Charting: Professional-grade charting tools with hundreds of technical indicators
• Market Depth: Level 2 market data showing bid/ask liquidity
• Mobile Trading: Full-featured mobile app for iOS and Android
• API Access: REST and WebSocket APIs for algorithmic trading
• Multi-Device: Trade from desktop, web, or mobile with synchronized positions

Our prop firm passing service is fully integrated with the Rithmic platform, allowing us to execute trades with minimal latency and maximum precision. We also provide clients with custom Rithmic configurations optimized for their specific trading strategies.

My Funded Futures Platforms Overview

The myfundedfutures platforms ecosystem includes:

• Rithmic Trader: Desktop application for Windows and macOS
• Rithmic Web: Browser-based trading platform
• Rithmic Mobile: iOS and Android mobile app
• TradingView Integration: Chart analysis and alert system
• NinjaTrader Compatibility: Third-party platform support
• Sierra Chart Integration: Advanced charting and order flow analysis

The Prop Firm Gurus Advantage

As the industry’s most trusted prop firm passing service, we offer several unique advantages that set us apart from competitors:

• Proprietary Trading Algorithms: Our custom-built trading algorithms have been refined over 8+ years and 50,000+ trades, achieving consistent profitability across all market conditions.
• Expert Trading Team: Our team consists of 12 professional traders with a combined 80+ years of market experience, including former institutional traders from Goldman Sachs, JP Morgan, and Citadel.
• Risk Management Excellence: We employ institutional-grade risk management systems that protect your account while maximizing profit potential.
• Multi-Prop Firm Expertise: In addition to My Funded Futures, we pass challenges for 20+ major prop firms, providing comprehensive coverage for all your trading needs.
• Transparent Communication: Daily account updates, weekly performance reports, and 24/7 support ensure you are always informed about your account status.
• Regulatory Compliance: We operate in full compliance with all applicable regulations and maintain professional liability insurance for client protection.

Our 24/7 support team ensures your accounts are monitored and managed professionally at all times.

Trusted by Traders Worldwide

Our reputation as a legit prop firm passing service is built on thousands of successful evaluations and glowing client reviews. We are frequently recommended on Reddit, Trustpilot, and trading forums as the most reliable prop firm passing service available.

Our Complete Service Offering

Prop Firm Gurus provides a comprehensive suite of services designed to help traders succeed in the proprietary trading industry:

• Prop Firm Passing Service: We pass evaluation challenges for My Funded Futures and 20+ other prop firms with a 95.7% success rate.
• Funded Account Management Service: Ongoing management of funded accounts to generate consistent profits and regular payouts.
• Forex Account Management: Specialized forex trading services for traders who prefer currency pairs over futures.
• Trading Strategy Development: Custom strategy development tailored to your risk tolerance and profit objectives.
• Risk Management Consulting: Professional guidance on position sizing, drawdown management, and portfolio optimization.
• Trading Psychology Coaching: One-on-one coaching to help you develop the mindset of a successful professional trader.
• Prop Firm Selection Advisory: Expert advice on choosing the right prop firm for your trading style and goals.
• Account Recovery Service: Assistance with accounts that are approaching drawdown limits or have violated rules.

Your account security is our top priority — SSL encrypted, PCI DSS compliant, and fully verified.

My Funded Futures Discount Code 2026

We maintain an updated database of my funded futures discount codes and my funded futures coupon codes to help our clients save on activation fees. Current promotions include:

• PFG20: 20% off all My Funded Futures activation fees (valid through December 2026)
• GURU30: 30% off Core Plan accounts up to $50,000
• SCALE15: 15% off Scaling Plan accounts $100,000+
• NEWTRADER: 25% off first evaluation for new clients

My Funded Futures Monthly Fee

Unlike some prop firms that charge monthly subscription fees, My Funded Futures uses a one-time activation fee model. Once you pay the activation fee, there are no recurring monthly charges. The only ongoing costs are:

• Data Fees: $10-$30 per month for real-time market data (varies by exchange)
• Platform Fees: $10-$50 per month for Rithmic platform access
• Reset Fees: $50-$200 if you need to reset a failed evaluation (free with our service)

Our funded account management service includes all platform and data fees in our package pricing, providing complete cost transparency with no hidden charges.

Transparency is the foundation of trust in the proprietary trading industry. That is why we maintain a publicly verifiable Myfxbook profile showing all our trading results in real-time. Our track record speaks for itself:

12,480+ verified traders trust Prop Firm Gurus with their funded account evaluations.

Recent Success Stories

Here are some recent examples of successful My Funded Futures evaluations completed by our team:

• Case Study #1: $100,000 Core Plan passed in 8 trading days with 7.2% profit. Client received first payout of $5,760 within 10 days of funded status.
• Case Study #2: $50,000 Starter Plus Plan passed in 5 trading days with 9.1% profit. Client scaled to $150,000 within 6 months.
• Case Study #3: $200,000 Scaling Plan passed in 12 trading days with 11.3% profit. Client now receives average monthly payouts of $18,000.
• Case Study #4: Multiple $25,000 Core Plans (5 accounts) all passed within 15 days. Combined monthly profit: $12,500.
• Case Study #5: $300,000 Scaling Plan passed in 10 trading days. Client achieved 90/10 profit split and receives priority support.

Prop Firm Passing Service Reviews Across Platforms

Our reputation as a legit prop firm passing service is reflected in reviews across multiple platforms:

• Trustpilot: 4.9/5 stars from 2,847 verified reviews — search for prop firm passing service Trustpilot to see our rating
• Reddit: Frequently recommended on r/Forex, r/Daytrading, and r/PropFirm — search for prop firm passing service Reddit
• Myfxbook: Verified trading results with 95.7% success rate across 12,480+ accounts
• Discord: Active community of 8,500+ traders sharing results and strategies
• YouTube: Educational content with 50,000+ subscribers and 2M+ views

We understand that trust is essential when choosing a prop firm passing service. That is why we offer the most comprehensive refund policy in the industry:

100% Pass Guarantee

If we fail to pass your My Funded Futures evaluation within the agreed timeframe, you have two options:

• Free Reset: We will attempt the evaluation again at no additional cost until it is passed
• Full Refund: If you prefer not to continue, we will refund 100% of your service fee within 5 business days

Refund Conditions

Our refund policy is straightforward with no hidden conditions:

• No Questions Asked: We do not require justification for refund requests
• Fast Processing: Refunds are processed within 5 business days
• Same Payment Method: Refunds are issued to the original payment method
• No Restocking Fees: You receive 100% of your payment back
• Lifetime Support: Even after a refund, we continue to provide free trading advice

How to Request a Refund

To request a refund, simply contact our support team via:

• Telegram: @propfirmgurus
• WhatsApp: +1 (213) 581-8595
• Email: support@propfirmgurus.com
• Discord: Prop Firm Gurus Community

Refund requests are typically processed within 24 hours, with funds returned to your original payment method within 5 business days.